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Affordable senior housing

Insights

These HUD 202 and USDA 515 apartments cap rent at ~30% of income for adults 62+ — the honest option when assisted living is out of reach. Waitlists are long, so apply early and to several. Find properties near you with the near-me search.

When assisted living at about $6,200 a month is out of reach, subsidized senior apartments are the honest first stop. Two federal programs fund them for adults 62+ with low income — HUD Section 202 (mostly towns and cities) and USDA Section 515 (rural areas) — with rent generally capped near 30% of what you earn. These are independent apartments (not care facilities), often with a service coordinator; most have waiting lists. We list all 11,185 properties across 54 states & territories — pick your state.

How it works: you pay ~30% of income toward rent; HUD covers the rest. Eligibility generally means 62+ with income at or below about 50% of area median income (many units target 30%); the limit is set per county and household size — look up yours ↗. Apply directly to each property (and to several — waiting lists are common). New to this? Read how HUD Section 202 & USDA 515 work (income limits, waiting lists, how to apply), or contact your local HUD office.
Alabama
230 properties
Alaska
29 properties
Arizona
107 properties
Arkansas
286 properties
California
643 properties
Colorado
128 properties
Connecticut
168 properties
Delaware
39 properties
District of Columbia
26 properties
Florida
369 properties
Georgia
240 properties
Hawaii
54 properties
Idaho
84 properties
Illinois
380 properties
Indiana
278 properties
Iowa
275 properties
Kansas
185 properties
Kentucky
265 properties
Louisiana
228 properties
Maine
269 properties
Maryland
179 properties
Massachusetts
266 properties
Michigan
302 properties
Minnesota
263 properties
Mississippi
215 properties
Missouri
393 properties
Montana
52 properties
Nebraska
95 properties
Nevada
41 properties
New Hampshire
100 properties
New Jersey
190 properties
New Mexico
63 properties
New York
771 properties
North Carolina
541 properties
North Dakota
24 properties
Ohio
579 properties
Oklahoma
143 properties
Oregon
143 properties
Pennsylvania
457 properties
Puerto Rico
71 properties
Rhode Island
61 properties
South Carolina
194 properties
South Dakota
42 properties
Tennessee
276 properties
Texas
429 properties
U.S. Pacific Islands
1 properties
U.S. Virgin Islands
9 properties
Utah
71 properties
Vermont
69 properties
Virginia
192 properties
Washington
231 properties
West Virginia
111 properties
Wisconsin
291 properties
Wyoming
37 properties

Sources: HUD Multifamily Properties — Assisted (Section 202 indicators) and USDA Rural Development Section 515 (elderly projects), both public domain. HUD and USDA are the authoritative sources for current availability and applications.