JOAN MANLEY WOLFE APARTMENTS

4235 McCarty Rd, Saginaw, MI 48603 · HUD Section 202 Sec. 202

989-793-8731 · call about availability & waiting list

How this works: this is a subsidized apartment community for low-income adults with disabilities (HUD records this property under the Section 811 disability program, not as elderly housing) — rent is generally capped near 30% of what you earn, with the federal program covering the rest. It is independent housing (not a care facility). Most have a waiting list, so apply early and to several. Who qualifies: generally 62+ with income at or below about 50% of your area’s median income, and many units target very-low-income (30%). The limit varies by county and household size — look up your county’s limit ↗, or ask the property. How to qualify & apply →

HUD’s record for this property

HUD physical inspection score: 94/100 (the median for this program is 95) · inspected 2026-05-11
HUD inspects the building itself — roofs, wiring, rails, smoke detectors, common areas. A high score means the property is in good physical repair. It is not a rating of the staff, the neighbours, or how long the waiting list is, and inspections are periodic rather than continuous.

Apartments: 16
HUD records the residents served as: Wholly physically handicapped
HUD program category: Subsidized - Previously 202/811

Location & what’s nearby

Open in Google Maps ↗ · Directions ↗

Hospital

HEALTHSOURCE SAGINAW2.7 mi

Emergency dept. usually open 24/7 · ER 24/7

Urgent care / clinic

Mark S. Adams1.0 mi

5400 Mackinaw Rd · (989) 753-4000 · Call to confirm hours

Pharmacy

Saginaw Discount Pharmacy1.2 mi

3085 Hallmark Ct · (989) 401-7600 · Call to confirm hours

Grocery

Discount Health & Gourmet Foods1.2 mi

3585 Bay Rd · (989) 791-2010 · Call to confirm hours

Park

Briarwood Park0.5 mi

4221 Clement Dr · Typically dawn to dusk

Place of worship

St Demetrios Greek Orthodox Church0.3 mi

4970 Mackinaw Rd · (989) 793-8822

Nearest of each type, straight-line distance. Hospitals come from the CMS Hospital General Information registry; everything else from Overture Maps (public data). Hospital and park hours are typical — call ahead to confirm.

Other subsidised senior housing in Michigan

Grant Senior Citizen Housing Grant, MI
Greenwood Apartment Owosso, MI
Grierson Apts Ii Decatur, MI
HARVEST WAY RETIREMENT COMMUNITY Sparta, MI inspection 88/100
HAVEN HUIS Zeeland, MI inspection 98/100
HAZEL PARK MANOR Hazel Park, MI inspection 95/100
HECHTMAN JEWISH APARTMENTS West Bloomfield, MI inspection 74/100
HERITAGE PARK SENIOR VILLAGE Taylor, MI inspection 96/100

Waiting lists are long and vary property by property, so applying to several at once is the normal advice. See every property we hold in Michigan.

Apply & get help

Contact this property directly (phone above) for current availability and to join the waiting list. For help, reach your local HUD office or Area Agency on Aging. If you also need care, see how to pay for care and Medicaid.

Source: HUD Multifamily Properties (Section 202), public domain. Contact the property and HUD/USDA to confirm current status.