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Garden Terrace Apartments

100 Garden Terrace, Mount Airy, NC 27030 · USDA Section 515 (rural) Sec. 515

How this works: this is a subsidized apartment community for adults 62+ with low income — rent is generally capped near 30% of what you earn, with the federal program covering the rest. It is independent housing (not a care facility). Most have a waiting list, so apply early and to several. Who qualifies: generally 62+ with income at or below about 50% of your area’s median income, and many units target very-low-income (30%). The limit varies by county and household size — look up your county’s limit ↗, or ask the property. How to qualify & apply →

USDA’s record for this property

No vacancies reported as of 2026-06-17. That is the usual position in this program. Ask to join the waiting list anyway — lists move, and applying to several properties at once is the normal advice.

Apartment sizes: 36 × 1-bedroom
Wheelchair-accessible apartments: 2
Apartments with rental assistance: 36 (the subsidy that caps rent near 30% of income)
Operating since: 1994-10-11
Managed by: Community Management

Location & what’s nearby

Open in Google Maps ↗ · Directions ↗

Hospital
NORTHERN REGIONAL HOSPITAL0.6 mi
★★★★ 4/5 CMS · Emergency dept. usually open 24/7 · ER 24/7
Urgent care / clinic
Blue Ridge Cardiology and Internal Medicine0.6 mi
905 Rockford St · (336) 719-2440 · Call to confirm hours
Pharmacy
Surry Medical Ministries Clinic0.5 mi
951 Rockford St · (336) 789-5058 · Call to confirm hours
Grocery
Save-A-Lot0.2 mi
1328 Carter St · (336) 783-0378 · Call to confirm hours
Park
Pilot Mountain State Park0.4 mi
Typically dawn to dusk
Place of worship
Mount Airy Church0.2 mi
 

Nearest of each type, straight-line distance. Hospitals come from the CMS Hospital General Information registry; everything else from Overture Maps (public data). Hospital and park hours are typical — call ahead to confirm.

Other subsidised senior housing in Mount Airy

Waiting lists are long and vary property by property, so applying to several at once is the normal advice. See every property we hold in North Carolina.

Apply & get help

Contact this property directly (phone above) for current availability and to join the waiting list. For help, reach your local HUD office or Area Agency on Aging. If you also need care, see how to pay for care and Medicaid.

Source: USDA Rural Development Section 515, public domain. Contact the property and HUD/USDA to confirm current status.