Cost-of-care planner

Long-term care is the biggest expense most families never plan for. Pick your state and care type to see the real local median — and what it will cost over the years of care ahead, as prices rise.

Type of care State Years of care Yearly cost increase care costs have risen ~4–5%/yr

Median private-pay costs from the CareScout (Genworth) 2025 Cost of Care Survey. Actual cost varies by community, room, and care level; private rooms and higher care levels run higher. Memory care is the one exception: it is not surveyed, so that figure is our own estimate — see the note above when you select it. Not financial advice.