Home care vs. assisted living calculator

A few hours a day of in-home care is cheaper than assisted living. As the hours rise, it crosses over. See where your break-even is.

Home-care monthly = rate × hours × 4.33 weeks. Assisted living already includes housing, meals, activities, and 24-hour staff on site. Above the break-even hours, a community is usually cheaper — and often safer. Not financial advice. Read the guide.