Required minimum distribution (RMD) calculator

Once you reach RMD age — 73, or 75 if you were born in 1960 or later (SECURE 2.0) — the IRS requires a minimum yearly withdrawal from traditional IRAs and 401(k)s. See your RMD and what share of the account it is.

Account balance as of Dec 31 last year Your age this year

Uses the IRS Uniform Lifetime Table (the standard table for most account owners). A different table applies if your sole beneficiary is a spouse more than 10 years younger. Roth IRAs have no RMD during your lifetime. Not tax advice.