Social Security claiming-age calculator

When you claim Social Security — anywhere from 62 to 70 — permanently changes your monthly check. Claim early and it shrinks; wait and it grows about 8% a year. See the trade-off for your own numbers.

Your birth year Estimated monthly benefit at full retirement age your "PIA" — it's on your ssa.gov statement

Estimates only, in today's dollars, before taxes and Medicare premiums, and not adjusted for future COLAs or the earnings test. This is not financial advice — confirm your numbers at ssa.gov.